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Intro obtain APR is x% for x months from day of account opening then the typical order APR applies. Intro Balance Transfer APR is x% for x months from date of very first transfer, for transfers beneath this present that write-up to your account by then the normal obtain APR applies. Common purchase APR: x% variable to x% variable, according to your creditworthiness. Income APR: x% variable. Variable APRs will change with the industry based on the Prime Rate. 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